Life planning is the ongoing process of defining personal goals across career, finances, health, and relationships, then creating actionable steps to achieve them. Unlike simple budgeting, it aligns daily choices with long-term aspirations. It’s used by individuals at any age—from young professionals mapping career paths to retirees redefining purpose—and by advisors guiding major transitions. Ultimately, anyone seeking clarity, balance, and intentional progress benefits from this holistic roadmap.
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