A neobank is a digital-first financial institution operating entirely online, without physical branches. These fintech platforms provide mobile apps for banking, offering features like instant payments, budgeting tools, and high-yield savings. They are used by tech-savvy individuals, freelancers, and small businesses seeking low fees and real-time money management. Neobanks benefit anyone prioritizing convenience, lower costs, and seamless digital experiences over traditional branch banking.
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