Unpaid favors, missed follow-ups, and neglected relationships create "people debt"—the accumulated social and professional obligations you owe others. Unlike financial debt, it compounds in trust and goodwill. Repaying involves genuine effort, active listening, and timely assistance. Teams, leaders, and entrepreneurs benefit most by clearing this debt, fostering stronger collaboration, loyalty, and smoother workflows. Ignoring it strains networks and limits future opportunities.
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